Founder & CEO
Lender Toolkit
Brett Brumley founded Lender Toolkit in 2015 and has since led its growth into a trusted leader in mortgage automation. Under his direction, the company has doubled in size, scaling from 10 to over 40 employees and now serves hundreds of lenders, including many in the top 50 nationally, representing over $45 billion in loan volume.
A visionary in applying AI and automation within mortgage workflows, Brett conceived and brought to market groundbreaking tools and innovations that are reshaping how lenders approach underwriting and origination.
Brett’s passion for mortgage technology has been shaped by decades of industry immersion; inspired by his mother’s 40+ years in lending, he brings both heritage and deep experience to his leadership. Recognized by HousingWire with their 2023 Vanguard Award and as a 2022 Tech Trendsetter, Brett continues to drive Lender Toolkit’s mission: applying intelligent automation to simplify compliance, reduce cycle time, and increase profitability for mortgage lenders of all sizes.
AI-driven decisioning tools are transforming credit assessment, income and asset analysis, collateral review, and risk identification. Speakers will dive into how machine learning models are augmenting—not replacing—human judgment, enabling faster decisions while reducing defects and repurchase risk. The discussion will address data integrity, explainability, and regulatory expectations, as well as how lenders are validating model outputs and building trust internally and with investors.